Man in coffee shop looking at laptop excited representing excitement when successfully financed by Coffee Equipment Pros

CEPros Select
Lender Network

We Make Financing Easy

Ready to buy a new or Used Elite roaster or roasting equipment but need help?

Introducing CEPros Select: Our private, concierge-style, competitive lending program that puts the nation’s top lenders to work for you.

According to the Equipment Leasing and Finance Association, financing accounts for 63% of all industrial and equipment financing sales.

That’s why we’ve been working with the best in the equipment financing business for several years now — and, boy, do they deliver! Ask us about the time they approved a financing deal in 12 hours and funded it in 24 hours!

We recommend applying for financing when you're fully committed and qualified for the purchase.

The chart to the right outlines eligibility requirements. If you meet these criteria, then great! You're ready to proceed with the finance application on the equipment listing page. If you have any concerns or questions, please don't hesitate to contact us.

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The Smarter Way to Finance

  • A dedicated agent guides you through the process
  • Access to more lenders offers the best approval chances
  • One application generates multiple offers
  • Include soft-cost expenses into your loan
  • Competition drives lenders’ lowest rates, faster approvals, and quick funding
  • Customize the terms to fit your specific need
  • Choices make it easy to add additional equipment like destoners, meters, scales, grinders, and sealers
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Apply

Easily finance your purchase with us. Check the monthly financing amount listed on each product page. Add a product to your cart and click the finance button for our quick 60-second application.
magnifying glass icon to represent comparing offers from Coffee Equipment Pros financing partners

Compare

Receive and compare multiple lending offers. Renegotiate terms if necessary.
icon of finger pressing button to indicate choosing the best financing offer through Coffee Equipment Pros

Choose

Choose the best offer and your roasting equipment is on the way.
man standing in roastery space to show how Coffee Equipment Pros can help fill his roastery with the roaster and roasting equipment he needs

Finance Your Roasting Equipment

Your roastery is your playground — and we can help you fill it!

Navigate to the product page of the roasting equipment you wish to finance. Click the financing button (if available)* under the product image to start application process.

PLEASE NOTE: We do not sell your information to any outside soliciting agency. You also have access to a dedicated loan agent to guide you through the financing process.

* Please contact us to discuss roasting equipment with an unlisted price.

Financing FAQ

What are the eligibility requirements for financing?

For equipment under $50,000, you'll need to meet these five requirements:

  1. Your company must be in business for over one year. Start-ups and businesses under a year are currently not eligible.
  2. Maintain a personal credit score of over 650, averaged from the three major credit reporting agencies: Experian, Equifax, and TransUnion.
  3. No foreclosures or bankruptcies within the last seven years. However, if there's been one at least four years ago, and your business shows solid profitability, you're likely good to go.
  4. A personal guarantee from yourself or another legal partner in the business with good credit (again, over 650).
  5. The latest three months' business bank statements reflect 20% of the lending amount in reserves and demonstrate cash flow activity. Quick deposits to meet the balance requirement may not satisfy the lenders. They want to see consistent revenue and expense activity to ensure loan repayment capability.

For a loan amount of between $50,000 and $100,000, you'll need to meet the above requirements PLUS:

  • Proof that your company has been in business for more than three years.
  • Recent tax returns for the last two years that show positive cash flow and profit.

For a loan amount exceeding $100,000, in addition to the previously mentioned requirements:

  • You had to have been in business for at least nine years.
  • You’ll need a strong business credit score of 75 or above.
  • And a D&B PAYDEX rating of 80 or above.
How many lenders receive my application?

Our double digit lender network in is constantly growing; however, our technology matches your application with only those lenders most likely to offer the best rates. Our goal is to deliver the best 3 finance offers for you to compare followed by additional options if required. It's the ultimate concierge type service.

Does applying for financing here impact my credit score?

There is no impact on your personal credit unless a personal guarantee is required. Personal guarantees will have an inquiry on their credit by some lenders. Because these credit inquiries happen in a short timeframe and for the same products, credit bureaus recognize them as part of a normal shopping process. They will view them as a single credit inquiry by lenders.

How long does the application process take?

Established businesses with strong commercial credit can be approved instantly. If lenders need additional information from you, the quicker you provide the required information, the sooner a decision will be made. It’s not unusual for decisions to be made within hours once the necessary information has been gathered.

How flexible are your financing options?

Our financing program is fast and flexible! Once you select the financing offer that's right for you, it will include several payment amount and term options for you to select from based on your credit and amount financed.

Can I finance equipment other than a new roaster?

Yes! You can finance anything you purchase from CEPros, including our new ancillary and Used Elite equipment. You can even finance our Tek-Net service packages!